Frontier desk · first in India
Four tools no Indian treasury or regulator has had before.
Treasury asks, tests and files. Regulators see risk forming across companies — before money leaves India.
01 — AI treasury copilot
Ask in English or Hindi
Reads the live rupee tape. Prototype — not legal advice.
The forecast and recommended action appear here.
02 — What-if stress tests
Verdict
Proceed with hedge
Lift hedge cover to at least 60% before remitting; the unhedged hit is 8.1% of the ticket.
Extra FX cost
₹84 cr
Value at risk
₹37.5 cr
Net hit
₹121.5 cr
ODI ceiling
₹22,64,940 cr
Headroom after shock
₹16,72,326 cr
Net worth (audited)
₹5,66,235 cr
Ceiling per FEMA OI Rules 2022: ODI up to 400% of net worth, OPI up to 50%. Figures illustrative.
03 — AI document reader
Paste text or upload a photo / text file
Extracted fields and the filings it triggers appear here.
04 — Regulator early-warning radar
Forecast · August 2026 · 927 real filings, $3,840.02m
3 real transfers need review now, 103 to watch.
Auto-load: built-in copy · daily RBI check scheduled
Recommended action: send Critical filings to RBI / CBDT for a closer look at the money trail; ask the AD bank for the board approval and audited net worth.
| Level | Indian company | Overseas entity | Country | $m | ₹ crore | Why flagged |
|---|---|---|---|---|---|---|
| Critical 62Real | ONGC VIDESH LTD. | BEAS ROVUMA ENERGY MOZAMBIQUE LIMITED · WOS | British Virgin Islands | 20.13 | 175.1 | Loan-only to own subsidiary — round-tripping check · Conduit jurisdiction (British Virgin Islands) · Overseas entity funded by 2 Indian parties · 9 filings by the same party this month |
| Critical 60Real | SOLAR INDUSTRIES INDIA LIMITED | SOLAR OVERSEAS MAURITIUS LIMITED · WOS | Mauritius | 795.00 | 6,913 | Large ticket $795.0m · Mostly guarantees — hidden contingent exposure · Conduit jurisdiction (Mauritius) |
| Critical 60Real | JINDAL POWER LIMITED | JINDAL POWER (MAURITIUS) LTD · WOS | Mauritius | 522.20 | 4,540.9 | Large ticket $522.2m · Mostly guarantees — hidden contingent exposure · Conduit jurisdiction (Mauritius) |
| Elevated 45Real | TATA COMMUNICATIONS LIMITED | TATA COMMUNICATIONS NETHERLANDS BV · WOS | Netherlands | 288.75 | 2,510.9 | Large ticket $288.8m · Mostly guarantees — hidden contingent exposure |
| Elevated 45Real | OWENS CORNING (INDIA) PRIVATE LIMITED | PROJECT SPINDLE IHC UK2 LIMITED · WOS | United Kingdom | 225.00 | 1,956.5 | Large ticket $225.0m · Mostly guarantees — hidden contingent exposure |
| Elevated 45Real | SURESH KRISHNAN | XCELERATE PTE. LTD. · JV | Singapore | 0.18 | 1.6 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 5 Indian parties |
| Elevated 45Real | ANDE GURU SAI CHAITANYA | XCELERATE PTE. LTD. · JV | Singapore | 0.11 | 0.9 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 5 Indian parties |
| Elevated 45Real | NIKHIL VANKAMAMIDI | XCELERATE PTE. LTD. · JV | Singapore | 0.11 | 0.9 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 5 Indian parties |
| Elevated 45Real | ASHISH DHAGAT | XCELERATE PTE. LTD. · JV | Singapore | 0.11 | 0.9 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 5 Indian parties |
| Elevated 45Real | AVINASH KENGUVA | XCELERATE PTE. LTD. · JV | Singapore | 0.06 | 0.5 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 5 Indian parties |
| Elevated 45Real | REBECCA CHANDY | NUMERIZE PTE LTD · JV | Singapore | 0.02 | 0.2 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 4 Indian parties |
| Elevated 45Real | NISHITA MEDHA | NUMERIZE PTE LTD · JV | Singapore | 0.02 | 0.1 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 4 Indian parties |
| Elevated 45Real | SRINIVAS SAMPATH TUMMALA | NUMERIZE PTE LTD · JV | Singapore | 0.01 | 0.1 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 4 Indian parties |
| Elevated 45Real | SANDEEP BALASUBRAMANIAN | NUMERIZE PTE LTD · JV | Singapore | 0.01 | 0.1 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 4 Indian parties |
| Elevated 45Real | KALPAK RAVINDRA GADRE | OPTIVARA SOFTWARE SERVICES - FZCO · WOS | United Arab Emirates | 0.01 | 0.1 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | SACHIN VISHWASRAO MORE | OPTIVARA SOFTWARE SERVICES - FZCO · WOS | United Arab Emirates | 0.01 | 0.1 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | MOHAMMED LAIQUE ARCOT | SKL INTL INVESTMENT - FZCO · WOS | United Arab Emirates | 0.01 | 0.1 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 6 Indian parties |
| Elevated 45Real | ARCOT MOHAMED KHIZAR HUSSAIN | SKL INTL INVESTMENT - FZCO · WOS | United Arab Emirates | 0.01 | 0.1 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 6 Indian parties |
| Elevated 45Real | ARCOT MOHAMED SHAFEEQUE | SKL INTL INVESTMENT - FZCO · WOS | United Arab Emirates | 0.01 | 0.1 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 6 Indian parties |
| Elevated 45Real | ARCOT MOHAMED MUFEEZ | SKL INTL INVESTMENT - FZCO · WOS | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 6 Indian parties |
| Elevated 45Real | KIRADI LLP | ARBOR GLOBAL HOLDING LIMITED · JV | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | NIKHIL ANIL BALDOTA | OPTIVARA SOFTWARE SERVICES - FZCO · WOS | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | ARCOT MOHAMMED ADNAN | SKL INTL INVESTMENT - FZCO · WOS | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 6 Indian parties |
| Elevated 45Real | ARCOT MOHAMMED ASJAD | SKL INTL INVESTMENT - FZCO · WOS | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 6 Indian parties |
| Elevated 45Real | PRABHAMALA LLP | ARBOR GLOBAL HOLDING LIMITED · JV | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | DHRIVER LLP | ARBOR GLOBAL HOLDING LIMITED · JV | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | YELLAPRAGADA ANANTHA SESHU BABU | YASYA TECHNOLOGIES PTE. LTD. · WOS | Singapore | 0.00 | 0 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | YELLAPRAGADA SUBADHRA DEVI | YASYA TECHNOLOGIES PTE. LTD. · WOS | Singapore | 0.00 | 0 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 3 Indian parties |
| Elevated 45Real | SRINIVAS REDDY CHINNAM | YASYA TECHNOLOGIES PTE. LTD. · WOS | Singapore | 0.00 | 0 | Conduit jurisdiction (Singapore) · Same overseas entity funded by 3 Indian parties |
| Elevated 42Real | OIL INDIA LIMITED | BEAS ROVUMA ENERGY MOZAMBIQUE LIMITED · WOS | British Virgin Islands | 13.43 | 116.8 | Loan-only to own subsidiary — round-tripping check · Conduit jurisdiction (British Virgin Islands) · Overseas entity funded by 2 Indian parties |
| Elevated 40Real | RJ CORP LIMITED | ARCTIC INTERNATIONAL PVT.LTD · WOS | Mauritius | 47.00 | 408.7 | Sizeable ticket $47.0m · Loan-only to own subsidiary — round-tripping check · Conduit jurisdiction (Mauritius) |
| Elevated 40Real | WATERWAYS LEISURE TOURISM LIMITED | BAY CRUISE INVESTMENTS INC. · WOS | British Virgin Islands | 34.19 | 297.3 | Sizeable ticket $34.2m · Loan-only to own subsidiary — round-tripping check · Conduit jurisdiction (British Virgin Islands) |
| Elevated 40Real | ORAVEL STAYS LIMITED | ORAVEL STAYS SINGAPORE PTE LTD · WOS | Singapore | 28.03 | 243.8 | Sizeable ticket $28.0m · Loan-only to own subsidiary — round-tripping check · Conduit jurisdiction (Singapore) |
| Elevated 38Real | SOUTH WEST PINNACLE EXPLORATION LIMITED | ALARA RESOURCES LIMITED · JV | Australia | 0.42 | 3.7 | Same overseas entity funded by 3 Indian parties · 2 filings by the same party this month |
| Elevated 35Real | TATA STEEL LTD | T STEEL HOLDINGS PTE. LTD. · WOS | Singapore | 140.00 | 1,217.4 | Large ticket $140.0m · Conduit jurisdiction (Singapore) |
| Elevated 35Real | KEC INTERNATIONAL LTD. | AL SHARIF GROUP AND KEC LTD. COMPANY · JV | Saudi Arabia | 81.68 | 710.3 | Sizeable ticket $81.7m · Mostly guarantees — hidden contingent exposure |
| Elevated 35Real | ONGC VIDESH LTD. | ONGC VIDESH SINGAPORE PTE LIMITED · WOS | Singapore | 0.56 | 4.9 | Conduit jurisdiction (Singapore) · 9 filings by the same party this month |
| Elevated 35Real | SHYAM STEEL INDUSTRIES LIMITED | SHYAM MIDDLE EAST RESOURCES FZ - LLC · WOS | United Arab Emirates | 0.01 | 0.1 | Conduit jurisdiction (United Arab Emirates) · Overseas entity funded by 2 Indian parties · 2 filings by the same party this month |
| Elevated 35Real | LEGAL TALENT MANAGEMENT PRIVATE LIMITED | VAHURA MEA L.L.C-FZ · WOS | United Arab Emirates | 0.00 | 0 | Conduit jurisdiction (United Arab Emirates) · Overseas entity funded by 2 Indian parties · 2 filings by the same party this month |
| Elevated 32Real | ONGC VIDESH LTD. | PETROLEUM PRODUCTION SHARING CONTRACT IN MYANMAR, BLOCK A-3 · JV | Myanmar | 6.62 | 57.6 | Overseas entity funded by 2 Indian parties · 9 filings by the same party this month |
Source: RBI · Overseas Direct Investment, Annex 2 (OFDI details), released 2026-09-18. Showing up to 40 of 364 filings ($1m+, or linked by party or overseas entity). Rupee values at the live ₹86.96/USD. RBI publishes monthly, so these are last month's commitments — flags are review prompts, not findings of wrongdoing.
Sample signals RBI does not publish
Ceiling use, repeat transfers inside 24 hours, shared receiving accounts and amounts just under a limit need bank-level data. These rows are samples.
| Elevated 55Sample | LIC Housing Finance | Sydney | ₹427 cr | Ceiling 97% used · Repeat remittance inside 24h |
| Elevated 35Sample | Bajaj Finance | Dubai (DIFC) | ₹941 cr | Ceiling 97% used |
| Elevated 35Sample | Aptus Value Housing | Warsaw | ₹472 cr | Ceiling 100% used |
| Watch 15Sample | Divis Laboratories | Amsterdam | ₹684 cr | Amount sits just under a threshold |
| Watch 12Sample | Dabur India | Muscat | ₹215 cr | Beneficiary shared by 2 entities |
| Watch 0Sample | Star Health & Allied Insurance | Madrid | ₹729 cr | Normal pattern |